Quickteller

Quickteller is a secure payment gateway from InterSwitch, which allows your customers pay for goods or services from different channels such as your website, ATMs, QuickTeller website, and the QuickTeller mobile App.

For payment, the cards accepted include Verve Cards, MasterCard and MasterCard Verve. Once listed on Quickteller, customers can also make payments to you via the various Quickteller channels including ATMs (except QuickTeller Basic), mobile apps, sending an SMS with the text 'QT HELP' to 32122 or even the IVR platform by calling 08139850002 on mobile phones.

There are three different QuickTeller Plans - Basic, Standard and Premium.

• QuickTeller Basic:

  Customers can make payments to merchants on Quickteller websites (desktop and mobile versions). Merchants can also accept payments directly on your website.

• QuickTeller Standard:

  This has all the features of the Quickteller basic and more. It also allows you to get listed on ATMs and has a lower transaction charge than the Quickteller Basic. It however charges the card holder N100 unlike QuickTeller Basic, which does not charge the cardholder any fee.

• QuickTeller Premium:

  This has all the features of the Quickteller standard with the extra feature of direct integration to your back-office systems. This means just before someone makes payments at any of the Quickteller channels, a web service API message is passed to your system which will respond to verify and provide extra details of the transaction. Once payment has been made, another API message is passed to your systems to execute any house cleaning activities you may require.

See below a table which explains the differences:

¹ The merchant/business has a unique code supplied by InterSwitch which he can give to customers. Click here to learn how to pay on ATMs.

² Interswitch credits the Merchant’s bank with funds debited from card holders’ accounts. The bank thereafter credits the Merchant’s account the next morning with payments done the previous day .

Note: The above fees does not cover the cost of installation of the above solutions. Installation of each solution comes at an extra cost.

WebPay

Webpay is InterSwitch's secure online gateway with which you can accept payments only on your website, using Verve Cards, MasterCard, MasterCard Verve and VISA. WebPay also processes International MasterCard acceptance, however, your bank has to be able to process International payment before international payment can be accepted on the site.

There are two different variants of WebPay - WebPay Classic and WebPay Direct.

• WebPay Classic:

  This is an online collection platform that sits on the merchant or business owner's website. With this, you can accept payments online via your website only. WebPay offers the simplest on-site collection method and requires that the merchant handles his/her own validation and notification services.

• WebPay Direct:

  This is a more robust platform of the WebPay classic platform. This solution comes hand-in-hand with real-time reporting services as well as next-day settlement. Payments received can also be split into several accounts.